Do I Need Travel Insurance?
We strongly recommend all our customers to take out travel insurance. It is not compulsory in
law to have travel insurance for our tours within the United Kingdom. You do not need to take
out our insurance but you must have insurance, which is at least as good or better than the
insurance we offer. Macpherson Coaches Limited can provide travel insurance to cover medical
and repatriation costs, personal injury, loss of baggage and cancellation charges, as part of
your holiday. See table below for the appropriate charges.
Your Holiday Insurance
Click here to view Insurance Policy
Choosing the right travel insurance is an essential part of you holiday plans. That is why we
have arranged a comprehensive travel insurance policy at a great price with the travel
insurance specialists Travel & General Insurance Services Limited. Your premiums should be
added to your deposit when booking your holiday.
The schedule of the cover below sets out a summary of the cover provided by our tailored
insurance. MacPhersons Coaches Limited is an Appointed Representative of Travel & General
Insurance Services Limited. All companies are authorised and regulated by the Financial
Services Authority, full details can be found at www.fsa.gov.uk
Eligibility: Please note that this travel insurance is only available to UK and ROI residents
Europe travel is subject to a maximum age of 89. If you are aged 90 or older, please contact
us for an alternative quote. ** Loss of Deposit excess £12.50 UK, £20 Europe
Your Holiday Insurance
An insurance policy provides cover in respect of an event/occurrence which is sudden,
unforeseen and beyond your reasonable control. Any facts known to you, which could possibly
result in a claim, must be disclosed otherwise you may not be covered. In addition, anyone
named under this policy must answer the following questions:
For trips to the UK, Isle of Man, Republic of Ireland or Channel Islands
• You do not need to complete a medical screening unless:
• Your condition has arisen or become unstable in the last 12 months
• You have a cardiovascular condition (but not high blood pressure or cholesterol)
• You have a respiratory condition
• You have a cancer related condition
• You are travelling against medical advice or are awaiting any medical tests, test results,
• diagnosis, surgery or any undiagnosed condition
If you are travelling to Europe, you do not have to complete a medical screening unless:
• You require cover for a pre-existing medical condition
• You are travelling against medical advice
• Have an undiagnosed medical condition
• Are awaiting any medical tests, test results, diagnosis, treatment or surgery of any kind
If you have answered yes to any of these questions, you must contact Healthcheck on
0844 225 2042. Healthcheck will confirm whether or not cover is available for the
pre-existing condition. An additional premium may be payable.
If, after reading the policy, it does not meet your requirements, please return it to
MacPhersons Coaches Limited within 14 days of issue and your premium will be fully
refunded, provided you have not travelled or made a claim.
Demand and Needs
This insurance policy will suit the Demands and Needs of an individual, or group
(where applicable) who have no excluded pre-existing medical conditions, are travelling in
countries included within the policy terms and who wish to insure themselves against
unforeseen events detailed in the cover section below. Subject to the terms, conditions
and maximum specified claim limits.
We will not provide you with advice about the suitability of this product for your individual
needs but will be happy to provide you with factual information.